Borrow up to $2,000 for essentials such as appliances or furniture, car repairs or rego, a new phone or laptop, or medical, dental or vet expenses. Borrow up to $3,000 for housing-related expenses such as bond or rent-in-advance, or for recovery from a natural disaster.

Eligibility: Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children OR Have experienced family or domestic violence in the last 10 years OR Have a Health Care Card / Pension Card AND You can show you can afford to repay the loan