Every dollar counts when the cost of living puts a strain on household budgets. The good news is that small changes to your shopping habits can add up over time, helping you feel more in control of your finances and giving you greater peace of mind.

Check unit prices at the supermarket

When you’re choosing between supermarket products, take a moment to check the unit price. It’s one of the easiest ways to save money on your groceries. The unit price shows the cost per kilogram, litre or other standard measurement, so you can compare products of different sizes and brands.

For example, one brand of rice may seem cheaper, but another brand or pack size could offer better value when you compare the price per kilogram.

The unit price is usually displayed on the shelf label, or on the supermarket’s website or app for each product. Taking a quick look at the unit price can help you spot the best bargain with your groceries.

Watch this short video on unit pricing.

Keep an eye on subscriptions

Free trials and special introductory offers can seem appealing but may lead to ongoing charges if you forget to cancel.

Before signing up, watch out for:

• hidden costs, like extras and add-ons, that only appear when you get to the checkout stage of your purchase
• services that are easy to join but difficult to cancel
• pop-ups that distract you from cancelling a subscription or leaving a website.

It’s worth checking your bank statement every few months to see if there are any subscriptions you’re still paying for but no longer need.

Know your refund rights

Understanding your consumer rights can help you avoid unnecessary expenses. If a product is faulty, unsafe, or doesn’t match its description, you may be entitled to a refund, repair or replacement. Some people don’t realise they have protections under Australian Consumer Law, and they end up paying for repairs or replacements when they shouldn’t have to.

If something goes wrong with a purchase, check your rights and options before spending extra money on repairs or replacements. Knowing your rights can save both money and frustration.

Review your bills

Loyalty doesn’t always pay when it comes to household bills. Whether it’s your electricity, internet, phone or insurance, it can be worth comparing providers and plans. Some long-term customers end up paying more than new customers for the same service.

Comparison websites can be a helpful starting point but remember to check several sources to ensure you’re seeing the full range of available options. A quick phone call to your current provider or checking options online could help you find a better deal.

Find out more about comparison websites on the Australian Government’s Moneysmart website.

Save at the bowser

Fuel costs can take a noticeable bite out of your budget. Before filling up, use a fuel price app or website to find the cheapest price near you. In South Australia, petrol stations must report their petrol prices in real time, making it easy for motorists to compare costs and save.

Learn more about using fuel price apps and websites to compare fuel costs.

Stay alert to scams

Scammers are getting more sophisticated and often use convincing emails, text messages and phone calls to catch people off guard.

Be cautious whenever you’re asked to provide personal information, passwords or banking details. Take a moment to stop and think before clicking a link, responding to a message, or entering your details online.

More information

For more practical money-saving tips and consumer advice, visit the Consumer and Business Services (CBS) website to find out about more ways you can be savvy with your money.

This article is brought to you by Consumer and Business Services.